Colleagues, do you find it difficult to arrange a monthly salary? The difficulty in managing monthly salaries is not only experienced by a few people. Many modern society today has difficulty managing salary every month. Greater expenditure and needs than income make you often run out of money before mid-month. If this happens continuously, you will always feel less and certainly cannot save for future needs. So, starting today, try some of the tips below so you can manage your salary wisely. Curious? Come on, see the tips.
1. Arrange a monthly financial plan
The first important thing for you to do is arrange a personal financial plan. Start making a list of monthly expenses for needs into two parts, namely primary and tertiary needs. Primary needs, for example, such as food, work costs, electricity bills, home or vehicle installments, and others. Whereas tertiary needs, for example, are for shopping, cinema, traveling, to hangout budgets with friends or colleagues. Don’t forget to provide emergency funds, such as the cost of sickness or service of a vehicle.
2. Directly set aside savings
If you are accustomed to setting aside the remaining salary for savings, this time try to set aside a … Read More